Do you accept credits? Are you wondering how to set up a merchant account? If you do not currently accept credit cards and debit cards, or if you are looking to find better discount rates for your existing merchant accounts, then Merchant Cooperative Merchant Services can help you. By accepting credit card and debit card payments, both off-line and online, you can improve your revenues. The preferred method for payment online is by credit cards, followed closely by debit cards and electronic checks, and a payment gateway helps in carrying out the online payment transactions with ease. There are many options available to you as a merchant once you set up a credit card merchant account, which include terminals, virtual terminals (web-based terminals), or phone verification. We at Merchant Cooperative Merchant Services provide online payment processing software solutions, from which you can benefit. Take a look at our market solutions page to see how we can help you find a merchant processing solution that fits your business. Merchant Services (Credit Card Processing) With a merchant account, you can start accepting credit cards at your store or on your web site in less than 24 hours! A credit card merchant account for immediate transaction processing Accept all Major Credit Cards including Visa®, MasterCard®, American Express®, and Discover® cards All funds are promptly wired into the checking account of your choice Convenient online reporting and management of your transactions Free equipment programming and overnight shipping Free equipment setup, installation, and employee training Merchant Services for Ecommerce Websites Secure, encrypted, SSL (Secure Socket Layer) for secure transactions. Online payment processing software allows you to instantly accept credit card payments in real-time over the Internet. A Web-based terminal for easy processing of credit card orders manually Domain name registration (Domain names as low as $7.95 per year) Website hosting, email accounts, and account management online access Credit Card Processing Stop selling on price alone and start selling convenience and service. Businesses accepting noncash purchase payments have seen increased revenue by more than 30% in a year. With Merchant Cooperative you can accept nearly any card your customer carries today. Debit Card Processing Industry experts confirm debit cards are surpassing check and credit card volume. Merchant Cooperative's proprietary debit network offers better service at lower prices than anyone in the industry. EBT (Electronic Benefits Transfer) Card Processing Merchant Cooperative owns one of the country’s largest third party processors for EBT and supports programs in all the major EBT states. Customers that use government program cards such as Social Security, and state issued food stamps will be able to shop at your store. It's streamlined and brings new business. Gift and Loyalty Cards / Electronic Gift Certificates Paper gift certificates are being replaced with electronic gift cards in the same format as credit cards. Merchant Cooperative offers a comprehensive electronic gift card solution for single or multi-store merchants. Electronic Check Conversion and Guarantee Check writing has become even more common as more businesses are able to accept them safely. Check writing is a common payment method, particularly at those businesses that accept them safely. The Merchant Cooperative network can approve a check from any bank, savings and loan, or credit union in the United States or it's territories.   Payment Software Using a PC Merchant Cooperative Charge is a user friendly windows application that lets merchants process card transactions from a desk top computer. Transactions are handled just as though they were using a traditional POS terminal. Electronic Commerce $150 Billion in sales on the internet. The internet typically drives 25% new revenue to many businesses, large and small. For many industries such as travel it has become the primary way to purchase. Open a new channel or go completely digital with an online store.   Chargeback Fax Notification Chargeback and retrieval notifications can be faxed directly to your business. Reduce processing time and the chance of lost or misplaced mail with the Chargeback Fax Notifiction Program. You'll not only receive instant notification but you will be able to resolve your chargebacks quicker and more efficiently. Plus you'll save on postage when you fax back your return letter! Wireless/Portable Payment Acceptance Wireless redefines point-of-sale. Move your sale location wherever the consumer prefers: at the counter, by the table, or even at the front door. Leasing Lease Source, Inc. is a point of sale equipment leasing specialist and provides lease programs for the full range of point of sale equipment. Merchant Cooperative |  115 Etiwan Drive, Goose Creek, SC 29445 |  Toll Free (888) 287-6033 Merchant Cooperative is a registered ISO and MSP of HSBC Bank, USA, National Association, Buffalo, NY Contact | Affiliate Partner Program | Agent Solutions | Warranty | PCI Compliance | Privacy Policy | Legal © 2009 Merchant Cooperative. All Rights Reserved.